Good afternoon, I know that everyone is thinking what should I do this year?  What should I be?  What is the path I should be on this new year?  These are great questions and I often ask myself the same things.   The thing is we are who we are right now.  I am Denise, you are __________(your name here), so what do you aspire to be?  That is the question.  Look at the things that give you happiness,joy, inspiration, or just a great feeling inside, from there you can begin to evaluate what you would like to be or do that will be a better life for you.   I know that the majority of people will never read another book once they leave high school, yet the things that you can learn, the experience you can gain from someone else's story are huge.  Decide that this year you will take small steps towards the life you desire.   You will use your imagination to create the reality you want.  You will committ to your personal growth every day.  Know in your heart that all is well, and gett

Good afternoon, I know that everyone is thinking what should I do this year?  What should I be?  What is the path I should be on this new year?  These are great questions and I often ask myself the same things.   The thing is we are who we are right now.  I am Denise, you are __________(your name here), so what do you aspire to be?  That is the question.  Look at the things that give you happiness,joy, inspiration, or just a great feeling inside, from there you can begin to evaluate what you would like to be or do that will be a better life for you.   I know that the majority of people will never read another book once they leave high school, yet the things that you can learn, the experience you can gain from someone else's story are huge.  Decide that this year you will take small steps towards the life you desire.   You will use your imagination to create the reality you want.  You will committ to your personal growth every day.  Know in your heart that all is well, and gett

The first day of fall and the thoughts about how am I doing in this class and am I going to make it or will I pass are what's going through most students minds right now.  I know, because I have a college student and these are the things she's thinking about right now.  Well if you are a student of any kind and it's just the first full month of school and you have not received a progress report from your teacher, professor, or instructor you are at least wondering how you are doing.  Know this, if you are giving it your best, turning in your assignments on time, and taking notes in class your OK .  The grades are important however it is what you retain that really matters.   Are you able to apply what you have learned so far in order to grow to where you want to be?  That is the real purpose in learning.  Can you take what you are learning and  move in a positive direction at some point in your life?  When this school year ends and you move to the next level, will

The first day of fall and the thoughts about how am I doing in this class and am I going to make it or will I pass are what's going through most students minds right now.  I know, because I have a college student and these are the things she's thinking about right now.  Well if you are a student of any kind and it's just the first full month of school and you have not received a progress report from your teacher, professor, or instructor you are at least wondering how you are doing.  Know this, if you are giving it your best, turning in your assignments on time, and taking notes in class your OK .  The grades are important however it is what you retain that really matters.   Are you able to apply what you have learned so far in order to grow to where you want to be?  That is the real purpose in learning.  Can you take what you are learning and  move in a positive direction at some point in your life?  When this school year ends and you move to the next level, will

Image via Wikipedia "A winning effort begins with preparation," Former head coach of the Washington Redskins, Joe Gibbs, said this and I have found this to be the truth.  My goal in this article is to give parents and their students information that can be used to prepare to win.  Henry Ford said," Before everything else getting ready is the secret of success."  Below are several things that parents and their students should do to prepare for life after the tassel has turned and becoming a responsible citizen is the next step.   First my story:  Parents have to realize that all that our young adults learn about money, saving, spending, and giving, comes from what we teach them.  Not so much of what we say, but what we do is what we teach our children.  Even if you are not that good with your money there are several books on the subject and the public library is free.  I have seen so many irresponsible adults in my careers in mortgage refinance and car sales. 

Image via Wikipedia "A winning effort begins with preparation," Former head coach of the Washington Redskins, Joe Gibbs, said this and I have found this to be the truth.  My goal in this article is to give parents and their students information that can be used to prepare to win.  Henry Ford said," Before everything else getting ready is the secret of success."  Below are several things that parents and their students should do to prepare for life after the tassel has turned and becoming a responsible citizen is the next step.   First my story:  Parents have to realize that all that our young adults learn about money, saving, spending, and giving, comes from what we teach them.  Not so much of what we say, but what we do is what we teach our children.  Even if you are not that good with your money there are several books on the subject and the public library is free.  I have seen so many irresponsible adults in my careers in mortgage refinance and car sales.